Tuesday, December 17, 2013


According to Wikipedia, Financial Freedom is generally used to describe the state of having sufficient personal wealth to live, without having to work actively for basic necessities. For financially independent people, their assets generate income that is greater than their expenses.

At this point of my life where I reached past the quarter of a man's lifetime, I am really anxious why I don't still have my own house? a car? (that's coming! God at least!) an earning business? and a lot more that makes the becoming of an accomplished man or what I want to say a wealthy man. Fortunately, I am not blinded to know the answers it is more on when is it the time I can win my battles over these struggles of mine? In the early years of my career (scary... it sounded like a success story), I already have had a list of goals to take effect in an unknown time. And I strongly believe that is the Commanding General of the major major problem -I don't set target dates to my goals to bail its freedom from the imaginary world. What I just learned in making things happen, are the convictions to desire a goal and religiously be an iron-fist to say pens up! finished or not finished pass your papers! Metaphorically speaking aside - the deadline!

Another year will come, and I will become a year older then. I really wanted to dig deep in financial literacy this late. And at the moment, I find Mutual Fund a good start to make your money at sleep while generating instead of having it laid on the banks. Of course, there are risks but awareness will protect you from it. What is good news is that you can open or invest in a mutual fund account to a minimum of P5000.00 now without obliging yourself to program it on a monthly basis. It is an invest when able sort of thing.

Below is a compilation of my study to briefly summarize the FAQ's a beginner like me could understand better. I want this blog of mine translates my quest from scratch to a reality starting next year and will claim the glory and success it will take in the coming years. For now, my plan is to get an Equity and Balanced Fund accounts. (Information courtesy of Pinoymoneytalk.com)

Try to look at the Returns and Performance Reports of the Mutual Fund Companies for the last 5 years. In my case, I kept a keen eye on 2 companies --- Philequity Management Inc. (PEMI) and First Metro Asset Management Inc. (FAMI). They are by far the best performers.

Saturday, December 7, 2013


Located 57 storeys above the ground, the most raved pool in Singapore is accessible only to hotel guests from 6am to 11pm that leads to mean that it is not open to public who wants to compensate for the use of the pool. Before, I always get to bring tourist friends at the observation decks on the other stretch of the SkyPark and daydream in the tightest of seconds how it is like to hang out on the other side. Then suddenly, a tap from my friends' hands woke me up, back to the real dimension. And now, the reason that I get here is nothing different from getting into the observation decks, my tourist friends help me out to experience this. It was a stunning night. I felt very rich and famous.

Finally, now I can join the pseudo-elites saying "been there done that".  lol. (It's a climb!) 


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